Going Green

Checking out at the grocery store, the young cashier suggested to the much older lady that she should bring her own grocery bags, because plastic bags are not good for the environment.

The woman apologized to the young girl and explained, “We didn’t have this ‘green thing’ back in my day.”

The young clerk responded, “That’s our problem today. Your generation did not care enough to save our environment for future generations.”

The older lady said that she was right — our generation didn’t have the “green thing” in its day. She went on to explain:

Back then, we returned milk bottles, soda bottles and beer bottles to the store. The store sent them back to the plant to be washed and sterilized and refilled, so it could use the same bottles over and over. So they were REALLY recycled. But we didn’t have the “green thing” back in our day.

Grocery stores bagged our groceries in brown paper bags that we reused for numerous things. Most memorable besides household garbage bags was the use of brown paper bags as book covers for our school books. This was to ensure that public property (the books provided for our use by the school) was not defaced by our scribblings. Then we were able to personalize our books on the brown paper bags. But, too bad we didn’t do the “green thing” back then.

We walked up stairs because we didn’t have an escalator in every store and office building. We walked to the grocery store and didn’t climb into a 300-horsepower machine every time we had to go two blocks.

But the cashier was right. We didn’t have the “green thing” in our day.

Back then we washed the baby’s diapers because we didn’t have the throw away kind. We dried clothes on a line, not in an energy-gobbling machine burning up 220 volts. Wind and solar power really did dry our clothes back in our early days. And, kids got hand-me-down clothes from their brothers or sisters, not always brand-new clothing.

But that young lady is right; we didn’t have the “green thing” back in our day.

Back then we had one TV, or radio, in the house — not a TV in every room. And the TV had a small screen the size of a handkerchief (remember them?), not a screen the size of the state of Montana. In the kitchen we blended and stirred by hand because we didn’t have electric machines to do everything for us. When we packaged a fragile item to send in the mail, we wadded up old newspapers to cushion it, not Styrofoam or plastic bubble wrap.

Back then, we didn’t fire up an engine and burn gasoline just to cut the lawn. We used a push mower that ran on human power.

We exercised by WORKING so we didn’t need to go to a health club to run on treadmills that operate on electricity.

But she’s right; we didn’t have the “green thing” back then.

We drank from a drinking fountain when we were thirsty instead of using a cup or a plastic bottle every time we had a drink of water. We refilled writing pens with ink instead of buying a new pen, and we replaced the razor blade in a razor instead of throwing away the whole razor just because the blade got dull.

But we didn’t have the “green thing” back then.

Back then, people took the streetcar or a bus and kids rode their bikes to school or walked instead of turning their moms into a 24-hour taxi service in the family’s $45,000 SUV or van, which cost more than a house did before the “green thing.”

We had one electrical outlet in each room, not an entire bank of sockets to power a dozen appliances. And we didn’t need a computerized gadget to receive a signal beamed from satellites 23,000 miles out in space in order to find the nearest burger joint.

But isn’t it sad that the current generation laments how wasteful we old folks were just because we didn’t have the “green thing” back then?

Noah’s Ark

In the year 2005, the Lord came unto Noah, who was now living in the United States, and said, “Once again, the earth has become wicked and over-populated, and I see the end of all flesh before me. Build another Ark and save 2 of every living thing along with a few good humans.”

He gave Noah the blueprints, saying, “You have 6 months to build the Ark before I will start the unending rain for 40 days and 40 nights.”

Six months later, the Lord looked down and saw Noah weeping in his yard – but no Ark. “Noah!” He roared, “I’m about to start the rain! Where is the Ark?”

“Forgive me, Lord,” begged Noah, “but things have changed. I needed a building permit. I’ve been arguing with the inspector about the need for a sprinkler system. My neighbours claim that I’ve violated the neighbourhood zoning laws by building the Ark in my yard and exceeding the height limitations. We had to go to the Development Appeal Board for a decision.

Then the Department of Transportation demanded a bond be posted for the future costs of moving power lines and other overhead obstructions, to clear the passage for the Ark’s move to the sea. I told them that the sea would be coming to us, but they would hear nothing of it.

Getting the wood was another problem. There’s a ban on cutting local trees in order to save the spotted owl. I tried to convince the environmentalists that I needed the wood to save the owls – but no go!

When I started gathering the animals, an animal rights group sued me. They insisted that I was confining wild animals against their will. They argued the accommodation was too restrictive, and it was cruel and inhumane to put so many animals in a confined space.

Then the EPA ruled that I couldn’t build the Ark until they’d conducted an environmental impact study on your proposed flood.

I’m still trying to resolve a complaint with the Human Rights Commission on how many minorities I’m supposed to hire for my building crew. Immigration and Naturalization is checking the green-card status of most of the people who want to work.

The trades unions say I can’t use my sons. They insist I have to hire only Union workers with Ark-building experience.

To make matters worse, the IRS seized all my assets, claiming I’m trying to leave the country illegally with endangered species.

So, forgive me, Lord, but it would take at least 10 years for me to finish this Ark.”

Suddenly the skies cleared, the sun began to shine, and a rainbow stretched across the sky. Noah looked up in wonder and asked, “You mean you’re not going to destroy the world?”

“No,” said the Lord. “The government beat me to it.”

Understanding Financial Derivatives

Derivatives: a tradable financial product whose value depends on the value of some other asset or combination of assets).

Heidi is the proprietor of a bar in Detroit. She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronize her bar. To solve this problem, she comes up with a new marketing plan that allows her customers to drink now, but pay later.

Heidi keeps track of the drinks consumed on a ledger (thereby granting the customers’ loans).

Word gets around about Heidi’s “drink now, pay later” marketing strategy and, as a result, increasing numbers of customers flood into Heidi’s bar. Soon she has the largest sales volume for any bar in Detroit.

By providing her customers freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi’s gross sales volume increases massively.

A young and dynamic vice-president at the local bank recognizes that these customer debts constitute valuable future assets and increases Heidi’s borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics as collateral.

At the bank’s corporate headquarters, expert traders figure a way to make huge commissions, and transform these customer loans into DRINKBONDS. These securities then are bundled and traded on international securities markets.

Naive investors don’t really understand that the securities being sold to them as AAA secured bonds really are debts of unemployed alcoholics. Nevertheless, the bond prices continuously climb, and the securities soon become the hottest-selling items for some of the nation’s leading brokerage houses.

One day, even though the bond prices still are climbing, a risk manager at the original local bank decides that the time has come to demand payment on the debts incurred by the drinkers at Heidi’s bar. He so informs Heidi.

Heidi then demands payment from her alcoholic patrons, but being unemployed alcoholics they cannot pay back their drinking debts. Since Heidi cannot fulfill her loan obligations she is forced into bankruptcy. The bar closes and Heidi’s 11 employees lose their jobs.

Overnight, DRINKBOND prices drop by 90%. The collapsed bond asset value destroys the bank’s liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community. The suppliers of Heidi’s bar had granted her generous payment extensions and had invested their firms’ pension funds in the BOND securities. They find they are now faced with having to write off her bad debt and with losing over 90% of the presumed value of the bonds. Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers. Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multibillion dollar no-strings attached cash infusion from their cronies in government. The funds required for this bailout are obtained by new taxes levied on employed, middle-class, non-drinkers who have never been in Heidi’s bar.

Now do you understand?

Aladdin’s magic lamp

A woman finds Aladdin’s magic lamp.

She starts rubbing it and a Genie comes out as usual.

The woman looks at the Genie and asks him to grant her the following wishes:
– I want my husband to have eyes only for me.
– I want to be the only one in his life.
– I want that when he gets up in the morning I’m the first thing he grabs and takes me everywhere he goes.

The Genie turned the lady into an iPhone 6.

The fisherman

A funeral procession pulled into a cemetery. Several carloads of family members
followed a black truck towing a boat with a coffin in it.

A passer-by remarked, “That guy must have been a very avid fisherman.”

“Oh, he still is,” remarked one of the mourners. As a matter of fact, he’s headed off to the lake as soon as we bury his wife.”

Justice

In a criminal justice system based on 12 individuals not smart enough to get out of jury duty, here is a jury to be proud of: A defendant was on trial for murder.

There was strong evidence indicating guilt, but there was no corpse.

In the defence’s closing statement, the lawyer, knowing that his client would probably be convicted, resorted to a trick.

“Ladies and gentlemen of the jury, I have a surprise for you all,”

The lawyer said as he looked at his watch.

“Within one minute, the person presumed dead in this case will walk into this courtroom.”

He looked toward the courtroom door. The jurors, somewhat stunned, all looked on eagerly. A minute passed. Nothing happened.

Finally the lawyer said, “Actually, I made up the previous statement. But you all looked on with anticipation. I, therefore, put it to you that you have a reasonable doubt in this case as to whether anyone was killed, and I insist that you return a verdict of not guilty.”

The jury retired to deliberate.

A few minutes later, the jury returned and pronounced a verdict of guilty.

“But how?” inquired the lawyer. “You must have had some doubt; I saw all of you stare at the door.”

The jury foreman replied: “Yes, we did look, but your client didn’t.”

Mobile Phone Etiquette

After a tiring day, a commuter settled down in his seat and closed his eyes. As the train rolled out of the station, a woman sitting next to him pulled out her mobile phone.

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She started talking in a loud voice, “Hi sweetheart. It’s Sue. I’m on the train.” “Yes, I know it’s the six thirty and not the four thirty, but I had a long meeting. No, honey, not with that Kevin from the accounting office. It was with the boss. No sweetheart, you’re the only one in my life. Yes, I’m sure, cross my heart!”

Fifteen minutes later, she was still talking loudly. When the man sitting next to her had enough, he leaned over and said into the phone, “Sue, hang up the phone and come back to bed ……”

Sue doesn’t use her mobile phone in public any longer.